Security Freeze

A security freeze limits when a consumer reporting agency, such as CoreLogic Credco (“Credco”), can release the information it has on you to users of our services. A security freeze may be used by anyone, even those who do not believe they have been a victim of fraud, including identity theft.

While the law varies from state to state, in general, you may request a security freeze to be placed upon your consumer file by completing the initial request form to the left. Upon receipt of your request, you will receive an email from CoreLogic, Inc. requesting you to complete certain steps to authenticate your identity. After Credco verifies your identity, it will place a security freeze on your Credco consumer file. If you do not complete the authentication process, Credco will be unable to place a freeze on your file.

Once a security freeze is in place, Credco will provide you with a personal PIN. Once frozen, your Credco consumer file will only be released, subject to certain exceptions permitted by law, such as to your existing creditors, when you directly contact Credco, provide us with your personal PIN, and request that any information Credco has on you be released. If you need to lift the freeze temporarily for a period of time or a particular company, see instructions below.

Please note that this process only places a freeze on your Credco file and not on any file which may be maintained by one or more affiliated companies or any other consumer reporting agencies. If you wish to place a security freeze on your credit report with any other consumer reporting agency, such as the three nationwide consumer credit reporting agencies (Equifax, Experian, and TransUnion), you will need to contact those companies directly. Credco is not able to place a security freeze with any other entity on your behalf.

When you want to take out a loan, get a new credit card or apply for certain services, you can temporarily lift your security freeze. You may request a temporary lift for all third-parties by completing the initial request form to the left. Upon receipt of your request, you will receive an email from CoreLogic, Inc. requesting your basic information and your PIN. You will use the PIN you received when you established your security freeze. You can define the length of time you want your consumer file to be available. When that period ends, your files will be frozen again. This applies to all third-parties.

When you want to temporarily lift your security freeze only for one specific third-party, you may request a temporary lift for a specific third-party by completing the initial request form to the left. Upon receipt of your request, you will receive an email from CoreLogic, Inc. requesting your basic information and your PIN. Upon receipt of your information, you will then receive an email from CoreLogic, Inc. providing you with a single-use access code. You are responsible to provide the third-party with that access code, and they must use this access code to receive access to your files. Please note that the access code is only for one-time use.

Removal of Security Freeze means you are removing the freeze permanently, allowing all third parties to access your consumer file. Since this is a permanent removal, no time line is required. If you want to freeze your credit file again, you must request a new Security Freeze. You may request a removal of Security Freeze by completing the initial request form to the left. Upon receipt of your request, you will receive an email from CoreLogic, Inc. requesting for your basic information and your PIN.